Technology

AI-powered financial infrastructure built with enterprise-grade architecture and UK engineering standards.

AI Infrastructure

Transaction Categorisation

Purpose-built ML models trained on Nigerian banking patterns. Automatic income vs expense classification.

Pattern Detection

Advanced algorithms identifying income consistency, spending anomalies, and fraud indicators in real-time.

Tax Calculation Engine

Automated PAYE, VAT, WHT, and CIT calculations using current Nigerian tax legislation and thresholds.

API-first Architecture

RESTful APIs designed for institutional integration with comprehensive documentation and sandbox environments.

PDF Generation Engine

Server-side PDF generation for payslips, tax reports, invoices, and financial statements.

Real-time Processing

Instant transaction parsing, categorisation, and report generation with no batch delays.

Security & Compliance

AES-256 Encryption

All data encrypted at rest and in transit using bank-grade AES-256 encryption.

NDPR Compliance

Full alignment with Nigeria Data Protection Regulation requirements.

GDPR-aligned Governance

Data governance framework aligned with international privacy standards.

Audit-ready Logging

Comprehensive audit trails for every data access, transformation, and output.

Platform Specifications

ArchitectureCloud-native, API-first
EncryptionAES-256 at rest & in transit
Uptime Target99.9% SLA
Data ResidencyNigeria & UK
ComplianceNDPR, GDPR-aligned
AuditFull trail, export-ready