Financial Infrastructure Platform
Financial Records and Verification Infrastructure for Nigeria
Structured financial data processing, income verification, and regulatory documentation platform. Designed for individuals, SMEs, financial institutions, and government agencies requiring compliant record-keeping.
Supporting Nigeria's Financial Sector
Process
Document Processing Workflow
Document Submission
Submit PDF bank statements from supported Nigerian financial institutions including GTBank, Access Bank, UBA, Zenith Bank, First Bank, and others.
Data Extraction
System extracts transaction data, validates document integrity, identifies source institution, and assigns confidence metrics.
Financial Classification
Transactions are classified automatically. Income patterns, consistency metrics, and financial health indicators are processed.
Documentation Output
Generate structured reports, tax estimates, and documentation for institutional review or compliance purposes.
Platform Access
System Capabilities
Core Access
Income Analysis
Transaction categorization, income pattern detection, and cash flow documentation.
Tax Estimation
PAYE, VAT, WHT, and CIT calculations based on current Nigerian tax legislation.
Payroll Processing
Employee record management, salary calculations, deductions, and payslip generation.
Financial Scoring
Standardized metrics for loan readiness, income stability, and compliance status.
Risk Assessment
Statement validation, anomaly detection, and integrity verification.
Data Sharing
Consent-controlled profile sharing with access logging and revocation.
Institutional Tools
Institutional Review
Applicant management, structured workflows, and audit trails for lenders and financial institutions.
Program Administration
Eligibility screening and applicant management for government programs and institutional initiatives.
Governance & Control
Consent Framework
Granular permission management, consent revocation, and data subject rights administration.
Compliance Reporting
Data retention policy enforcement, audit documentation, and regulatory reporting capabilities.
Financial Metrics
Standardized Assessment Scores
Documented metrics with clear calculation methodology. Each score includes contributing factors and explanatory notes.
Sample Score Display
Scores are algorithmic assessments based on uploaded data. Not financial advice.
Use Cases
Institutional Applications
Commercial Banks
Access standardized applicant profiles with documented income consistency metrics and risk indicators. Reduces manual review requirements through structured data presentation.
MSME Programs
Evaluate applicants by verified income levels, documentation completeness, and financial stability metrics. Generate auditable shortlists with documented assessment rationale.
Government Agencies
Configure program eligibility rules, process high-volume applications, and maintain compliance documentation for fund disbursement and regulatory reporting.
Security and Governance
Data Protection Standards
NDPR Alignment
Data processing protocols aligned with Nigeria Data Protection Regulation requirements. Consent records maintained with full audit trail.
Encryption Standards
AES-256 encryption for data at rest and TLS 1.3 for data in transit. Financial data never stored in plain text.
Consent Framework
Granular permission controls with user-managed sharing preferences. Revocation capabilities supported without retention penalties.
Audit Architecture
Comprehensive event logging including document ingestion, report generation, data access, and administrative actions.
Policy Context
Why Structured Financial Records Matter
Regulatory Requirements
Financial institutions, government agencies, and employers require documented proof of income and tax compliance. Unstructured records create processing delays and compliance risks.
Credit Access
Lenders rely on verified income documentation for credit decisions. Standardized financial records reduce assessment time and improve loan approval rates for qualified applicants.
Program Eligibility
Government initiatives and institutional programs require income verification for benefit allocation. Structured records ensure accurate eligibility determination and program integrity.
Business Operations
SMEs and enterprises require documented financial records for vendor relationships, contract eligibility, and regulatory filings. Structured data supports operational transparency.
Service Plans
Access Tiers
Starter
For individuals requiring basic income documentation and tax estimation capabilities.
- -1 statement upload per month
- -Income summary report
- -Basic tax estimate
- -PDF export
Professional
For SMEs, freelancers, and businesses requiring comprehensive financial documentation.
- -Unlimited document uploads
- -Tax and compliance center
- -Financial assessment scores
- -Verification profiles
- -Payroll processing
- -Risk detection
Institution
For financial institutions, government programs, and enterprise organizations.
- -Professional tier features
- -Review workspace
- -Program administration
- -API integration
- -Bulk processing
- -Dedicated account support
All plans include NDPR-compliant processing, encryption, and consent controls.
Begin Documentation
Access the platform for structured financial records, income verification, and regulatory documentation.
T21 Consultancy Services Limited (RC 1906039). Not a tax advisory service.